vakati-tech.ai

// head_to_head

Claude Code vs GitHub Copilot

Plans, included models and benchmark scores for Claude Code and GitHub Copilot, side by side — and which to pick for what.

All coding toolsPlans checked 2026-10-27

Which to choose

  • You want the lowest paid entry price: GitHub Copilot. GitHub Copilot Pro is $10/mo against $20/mo for Claude Code Pro.
  • You want to pay per token with your own API key: Claude Code. Claude Code accepts your own API key, so cost tracks usage instead of a plan’s limits.
  • You want to switch between labs’ models: GitHub Copilot. GitHub Copilot’s plans include models from 5 providers.

Side by side

Claude CodeGitHub Copilot
Made byAnthropicGitHub (Microsoft)
Where you use itTerminal agent, plus IDE extensions, desktop and webIDE extensions, github.com, CLI and a cloud coding agent
Free planNoYes
Paid from$20/mo · Pro$10/mo · Pro
Best coding model97.7Claude Fable 5.197.7Claude Fable 5.1
Best agentic model77.9Claude Fable 5.177.9Claude Fable 5.1
Own API keyYesNo
Open sourceNoNo

Claude Code plans and models

PlanPriceWhat you get
Pro$20/mo$17/mo billed annuallyAt least 5× Free usage per five-hour session; weekly limits apply+ Fable via usage credits
Maxfrom $100/mo5× or 20× Pro usage per session, plus $100 or $200 in monthly API credits; Fable capped at 50% of weekly limits
Team (Standard)team$25/moper seat · $20 billed annuallyMore usage than Pro; 2–150 seats
Team (Premium)team$125/moper seat · $100 billed annually5× Standard usage; Fable capped at 50% of weekly limits
ModelCodingLong-horizon agenticSame work via API
Claude Fable 5.197.777.9$6,540/mo
Claude Opus 5.596.372.8$2,672/mo
Claude Sonnet 5.594.763.4$1,336/mo
Claude Haiku 5.591.440.0$69.60/mo

GitHub Copilot plans and models

PlanPriceWhat you get
FreeFreeLimited chat and agent usage; no cloud coding agent
Pro$10/mo$15 of AI credits a month ($10 base + $5 flex); cloud coding agent
Pro+$39/mo$70 of AI credits a month; can delegate to Claude and Codex agents
Max$100/mo$200 of AI credits a month; can delegate to Claude and Codex agents
ModelCodingLong-horizon agenticSame work via API
Claude Fable 5.197.777.9$6,540/mo
Claude Opus 5.596.372.8$2,672/mo
GPT-6.1 Sol96.068.7$1,336/mo
Claude Sonnet 5.594.763.4$1,336/mo
GPT-6.1 Terra94.348.6$668.00/mo

Claude Code vs GitHub Copilot FAQ

Is Claude Code or GitHub Copilot cheaper?

GitHub Copilot has the lower entry price: Claude Code Pro is $20/mo and GitHub Copilot Pro is $10/mo.

Which is better if you want the lowest paid entry price?

GitHub Copilot. GitHub Copilot Pro is $10/mo against $20/mo for Claude Code Pro.

Which is better if you want to pay per token with your own API key?

Claude Code. Claude Code accepts your own API key, so cost tracks usage instead of a plan’s limits.

Do Claude Code and GitHub Copilot have free plans?

Claude Code: no. GitHub Copilot: yes.

Where these numbers come from

  • Plans and prices — each vendor's own pricing page, checked 2026-10-27: Claude Code, GitHub Copilot. Usage allowances change often; check before you buy.
  • Model scores — LiveBench coding and long-horizon agentic categories for the models each plan includes, live from the same data as the leaderboard. A tool's own agent loop matters too; these scores rate the model, not the tool.
  • “Same work via API” — a heavy coding-agent month (40K tokens in, 4K out, 20K requests, 70% cached input) at OpenRouter list price, for comparing a subscription against paying per token.